In this digital age, our lives are intricately woven with various online services and platforms. Apple, being one of the tech giants, provides a seamless ecosystem for its users. To make the most out of your Apple experience, you often need to associate a payment method with your Apple ID. Whether it's for purchasing apps, subscribing to services, or buying that catchy new ringtone, having a payment method linked can be a convenience.
However, circumstances change, and you might find yourself wanting to remove a payment method from your iPhone. Maybe you've switched to a new payment method, or you simply prefer not to have one associated with your account. Whatever the reason, we've got you covered. In this guide, we'll walk you through the steps to remove payment method from Apple ID hassle-free.
- Part 1. Why Can't I Remove Payment Method on iPhone?
- Part 2. How to Remove Payment Method from iPhone
- Part 3. What to Do If You Can't Remove Payment Method on iPhone?
- Part 4. Bonus: How to Remove Apple ID without Password
- Part 5. FAQs about iPhone Unable to Remove Payment Method
Part 1. Why Can't I Remove Payment Method on iPhone?
If you are not able to remove a payment method from your iPhone, there could be a few reasons behind this. The following are possible reasons that cause you unable to remove a payment method from your iPhone.
1. Active Subscriptions: If you have an active subscription tied to that payment method, you won't be able to remove it until the subscription period ends. You'll need to cancel the subscription first.
2. Unpaid Balances: If there are any outstanding payments or unpaid balances, the system will prevent you from removing the payment method. Ensure all dues are settled before attempting removal.
3. Family Sharing: If you're a part of Family Sharing, and your payment method is being used by a family member, you can't remove it. In this case, ask the family member to change their payment method.
4. Apple ID Balance: If you have any remaining balance in your Apple ID account, you won't be able to remove the payment method. You'll need to spend or zero out the balance first.
5. Updating iOS: Ensure your iPhone has the latest iOS version installed. Sometimes, outdated software can cause issues with managing payment methods. Update your iPhone and try again.
6. Authorization Issues: If there's an authorization issue with your payment method, such as incorrect details or a blocked card, the system won't allow removal. Verify and rectify any authorization problems.
Part 2. How to Delete Payment Method on iPhone
To successfully remove a payment method, ensure there are no active subscriptions, unpaid balances, or pending Apple ID balance. So, before you proceed with removing a payment method from your Apple ID, you have to consider those things.
• Outstanding Balances: Ensure there are no outstanding balances or unpaid bills associated with your current payment method.
• Active Subscriptions: Check if you have any active subscriptions tied to your current payment method and cancel them if necessary.
• Alternate Payment Method: Make sure you have an alternate payment method added to your account if you plan on making future purchases on the App Store or iTunes.
Removing a payment method from your iPhone is a straightforward process. Follow these steps to ensure a smooth transition.
Step 1. On your iPhone, open the Settings app.
Step 2. Locate and tap your name at the top of the screen to access your Apple ID settings.
Step 3. Select Payment & Shipping and enter your Apple ID password to view your payment options.
Step 4. Under Manage Payments, find a payment method you want to remove and tap Edit.
Step 5. Tap the red Delete button, then tap Remove in the pop-up window.
Part 3. What to If You're Unable to Remove Payment Method from iPhone
"Why can't I remove my payment method in Apple ID? Whenever I go to Payment & Shipping in my Settings and try to remove my payment method, it shows in the red text ‘Remove Payment Method'. But when I tap on it, it simply doesn't work. It doesn't say it didn't work. My iPhone won't let me remove payment method by tapping it."
If your iPhone won't let you remove payment method, there could be a few reasons to consider. As we mentioned about, it can be caused by unpaid balances, active subscriptions, purchase sharing, and more. Following the below steps should allow you to settle the iPhone Remove Payment Method Not Working issue and help you remove the payment method from your iPhone.
Method 1. Pay Unpaid Balances
If you have an unpaid balance, you might not be able to remove a payment method from your Apple ID. In this case, you have to complete the pending Apple ID balance or change your payment method. Then you can remove the payment method from your iPhone.
Step 1. Open the App Store app on your iPhone, then tap your photo.
Step 2. Tap Subscriptions to check your balance on your iPhone.
Step 3. Spend all of your Apple Account balance.
Method 2. Cancel Active Subscription
When you have an active subscription and there is no alternate payment method, you cannot remove the payment method from your Apple ID. You can go to cancel your subscription from Apple. Once your subscription is end, you can remove your payment method. Here's how to cancel a subscription from Apple.
Step 1. Launch the Settings app on your iPhone and tap your name.
Step 2. Tap Subscriptions, then choose your active subscriptions.
Step 3. Tap Cancel Subscription to end the subscription.
Method 3. Turn Off Purchase Sharing
If you're in a Family Sharing group and you use purchase sharing, you cannot remove the payment method from your Apple ID. Meanwhile, the family organizer must have a payment method on file for active subscriptions. If you're the family organizer, you have turn off purchase sharing first, then remove the payment method.
Step 1. Open Settings on your iPhone and tap your Apple ID name.
Step 2. Tap Family Sharing to view your Purchase Sharing settings.
Step 3. Tap Stop Purchase Sharing to turn off purchase sharing.
Method 4. Change Country or Region
Due to country or region restrictions, you are possibility not able to remove a payment method from your Apple ID. When you go abroad or change a place to live, you need to update your Apple ID country or region. After that, you can add a payment method for your new country or region and remove the payment method you want to delete.
Step 1. Go to Settings on your iPhone and tap your Apple ID name.
Step 2. Tap Media & Purchases, then tap View Account.
Step 3. Enter your Apple ID password when you are asked to sign in.
Step 4. Under Account Settings, select Country/Region and tap Change Country or Region.
Step 5. Tap your new country or region, then review the Terms & Conditions.
Step 6. Tap Agree in the upper-right corner, then tap Agree again to confirm.
Step 7. Select a payment method and enter your new payment detail, then tap Next.
Method 5. Add an Alternate Payment Method
To make purchases from the Apple Store and use subscriptions, you need at least one payment method on file. In this case, if you want to remove the payment method from your Apple ID on your iPhone, you need to add a payment method to your Apple ID. When there is an alternate payment method, you would have the right to delete a payment method from your Apple ID.
Step 1. In Settings on your iPhone, tap your Apple ID name at the top of the screen.
Step 2. Select Media & Purchases, then tap View Account.
Step 3. Use your Face ID or Touch ID to sign in with your Apple ID.
Step 4. Tap Manage Payments and select Add Payment Method.
Step 5. Select a payment method and enter the payment method details, then tap Done.
Method 6. Sign Out of Apple ID
When there is something wrong with your Apple ID, you can't remove a payment method on your iPhone. It is because that you haven't use your Apple ID on your iPhone. You can choose to sign out of your Apple ID on your iPhone and sign in with your Apple ID again. After that, you can go to remove the payment method from your Apple ID again.
Step 1. Fire up the Settings app and locate your Apple ID on your iPhone.
Step 2. Scroll down to tap Sign Out to sign out of your Apple ID.
Step 3. Tap Sign In, then enter your Apple ID information to sign in again.
Method 7. Remove a Payment Method on a Mac
In addition to removing a payment method on your iPhone, you can remove a payment method on your Mac or Windows PC. Or you can choose to remove a payment method after signing in to appleid.apple.com. Sometimes, you can successfully remove the payment method when it fails to do on your iPhone. Here's how to remove a payment on your Mac.
Step 1. Launch the App Store and click your name, then select Account Settings.
Step 2. Next to Payment Information, click Manage Payments.
Step 3. Click Edit, select a payment method to delete, then click Remove Payment Method.
Method 8. Update Software System
Apple is committed to improving the software system on their devices. Make sure that your Apple device is updated to the latest version of iOS. If not, you can go to update your iPhone for solving most of issues, including unable to remove payment method from iPhone. Here you can update your iPhone to the latest iOS version by following the below steps.
Step 1. Head to Settings > General, then tap Software Update.
Step 2. If there is a software update available, choose the one that you want to install.
Step 3. Tap Install Now. Or tap Download and Install to download the update, enter your passcode, then tap Install Now.
Part 4. Bonus: How to Remove Apple ID without Password
To remove a payment method from your Apple ID, you need your Apple ID password. However, lots of users cannot remember their Apple ID password. And when you are unable to remove a payment method from your iPhone, you can consider using a new Apple ID. Here we introduce a way to help you remove Apple ID from your iPhone without password. That is to use MagFone iPhone Unlocker. Thankfully, using MagFone software to remove Apple ID is as straightforward as entering your Apple ID password to sign out of your Apple ID in Settings.
MagFone iPhone Unlocker is a multi-functional tool that can be used an Apple ID removal. It can remove Apple ID from iPhone, iPad, and iPod touch without password. Beyond that, it is featured in deleting screen passcode and Screen Time on Apple devices. If your Apple device is equipped with MDM, you can also use this tool to delete MDM without password. Now you can follow the below steps to remove Apple ID from your iPhone using MagFone iPhone Unlocker.
Key Features of MagFone iPhone Unlocker
* Security Verified. 5,481,347 people have downloaded it.
- Unlock various screen locks like Face ID and Touch ID on all iOS devices
- Remove Apple ID from iPhone and iPad without password and data loss
- Bypass Screen Time passcode and MDM restrictions without passcode
- Support the latest version of iOS and iPadOS, as well as, iOS devices
Step 1 Connect iPhone to Computer and Launch MagFone
To begin with, connect your iPhone to your computer by using a USB cable. Go to launch MagFone iPhone Unlocker on the computer and select the Unlock Apple ID option, then click the Start button.
Step 2 Check and Confirm the Device Status of iPhone
Before deleting Apple ID on your iPhone, you have to check the device status. Make sure that you have set up a screen passcode on your device. Also, confirm that Two-Factor Authentication is enabled on the device.
Step 3 Download and Verify the Firmware Package for iPhone
After confirming your device status, go to check the device information, including the deice, model version, and iOS version. When the information is correct, select the firmware version and click the Download button to download the installation package.
Step 4 Start to Delete Apple ID from iPhone without Password
Once the download is complete, you can click the Unlock button. Now MagFone iPhone Unlocker will begin removing Apple ID from your iPhone. In the whole process of removing Apple ID, ensure your device is connected to the computer.
Part 5. FAQs about iPhone Unable to Remove Payment Method
1. Is it safe to remove my payment method from Apple ID?
A: Yes, it's safe to remove your payment method. However, make sure you have an alternative payment method set up if you plan on making purchases.
2. Can I remove a payment method if I have an active subscription?
A: You should cancel any active subscriptions associated with the payment method before removing it.
3. What if I don't see the option to edit or remove my payment method?
A: Make sure your iOS device has the latest updates installed. If the issue persists, contact Apple Support.
4. Can I remove a payment method from the iCloud website?
A: No, you can only remove payment methods from the Settings app on your iOS device.
5. How do I add a new payment method?
A: To add a new payment method, follow the same steps as removing one but choose "Add Payment Method" instead.
In conclusion, removing a payment method from your Apple ID is a straightforward process that can enhance your account's security and privacy. Just follow the steps outlined above, and you'll be able to manage your payment methods with ease. When you're unable to remove a payment method from your iPhone, you can try the above methods to resolve it. Or you can use MagFone iPhone Unlocker to help you remove Apple ID from your iPhone efficiently.